Terms of Use

1. Acceptance and Modifications

These terms create a binding legal agreement between you and Aaurelix, operating from Maurice Dupuislaan 17, 9000 Gent, Belgium. When we say "you" or "user," we mean anyone who accesses our website or uses our services.

We reserve the right to modify these terms at any time. Changes become effective immediately upon posting. The date at the top of this page tells you when we last updated these terms. Continuing to use our site after changes means you accept the new terms.

2. Educational Services and Content

2.1 Nature of Our Services

Aaurelix provides educational content and resources focused on introducing fundamental investing concepts. Our materials are designed for educational purposes and should not be considered personalized financial advice or investment recommendations.

We offer various educational formats including articles, guides, tutorials, and reference materials. All content reflects information available at the time of creation and may not represent current market conditions or regulations.

2.2 Educational Limitations

Our educational content has inherent limitations you should understand:

• Content provides general education, not personalized financial planning or investment advice
• Market conditions change constantly; historical information may not reflect current circumstances
• Individual financial situations vary widely; what works for one person may not suit another
• Investing involves risk; educational content cannot eliminate or guarantee against financial loss
• Regulatory environments differ by jurisdiction; Belgian context may not apply to your location

2.3 No Professional Relationship

Using our website or accessing our content doesn't create a client-advisor relationship, fiduciary duty, or professional services agreement. We don't provide financial planning, investment advice, tax guidance, or legal counsel through our educational materials.

3. User Responsibilities and Conduct

3.1 Acceptable Use

You agree to use our website and content responsibly and legally. This means:

1. Accessing content for personal educational purposes only
2. Respecting intellectual property rights in all materials
3. Not attempting to damage, disable, or impair our website functionality
4. Not using automated systems to scrape or download content in bulk
5. Not impersonating others or misrepresenting your affiliation with any entity
6. Not transmitting malicious code, viruses, or harmful software

3.2 Account Security

If you create an account with us, you're responsible for maintaining its confidentiality and security. This includes choosing a strong password and not sharing your login credentials. You're responsible for all activities that occur under your account.

Notify us immediately at [email protected] if you suspect unauthorized access to your account. We're not liable for losses resulting from unauthorized use of your credentials.

3.3 Age Requirements

Our services are intended for users aged 18 and older. If you're under 18, you may only use our site under parental or guardian supervision. We don't knowingly collect information from minors without appropriate consent.

4. Intellectual Property Rights

4.1 Our Content Ownership

All content on aaurelix.vip — including text, graphics, logos, images, course materials, and software — is owned by Aaurelix or our content suppliers and protected by Belgian and international copyright laws.

The compilation, organization, and presentation of content on our site represents proprietary work protected under intellectual property laws. You can't reproduce, distribute, or create derivative works without explicit written permission.

4.2 Limited License to Users

We grant you a limited, non-exclusive, non-transferable license to access and use our content for personal educational purposes. This license doesn't include:

• Commercial use or reproduction of any content
• Modification, adaptation, or creation of derivative works
• Distribution, public display, or public performance of content
• Removal of copyright notices or proprietary markings
• Transfer of content to third parties for their use

4.3 User-Generated Content

If you submit comments, questions, or other content to our site, you grant us a worldwide, royalty-free license to use, reproduce, and display that content in connection with our services. You retain ownership of your submissions but give us permission to use them.

You represent that any content you submit doesn't violate third-party rights and that you have necessary permissions for any included materials.

5. Disclaimers and Limitations

5.1 Educational Purpose Disclaimer

Content on aaurelix.vip is provided for educational and informational purposes only. Nothing on our site constitutes financial advice, investment recommendations, or professional guidance tailored to your circumstances.

Financial decisions should be made after consulting with qualified professionals who understand your specific situation. We strongly recommend speaking with licensed financial advisors, accountants, or legal counsel before making investment decisions.

5.2 No Guarantees or Warranties

We provide our website and content "as is" without warranties of any kind, either express or implied. This includes but isn't limited to:

• Accuracy, completeness, or timeliness of information
• Fitness for particular purposes or individual circumstances
• Uninterrupted or error-free operation of our website
• Security of data transmission or storage
• Results you might achieve by applying educational concepts

5.3 Investment Risk Acknowledgment

You acknowledge that financial markets can be volatile and unpredictable. Educational content about investing concepts doesn't reduce the inherent risks associated with financial markets.

5.4 Third-Party Content and Links

Our site may contain links to third-party websites or reference external resources. We don't control these external sites and aren't responsible for their content, accuracy, or practices. Including a link doesn't imply endorsement.

You access third-party sites at your own risk and should review their terms and privacy policies before engaging with their content or services.

6. Limitation of Liability

To the maximum extent permitted by Belgian law, Aaurelix, its directors, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

• Your use or inability to use our website or services
• Financial decisions made based on educational content
• Errors, omissions, or inaccuracies in content
• Unauthorized access to your data or communications
• Statements or conduct of third parties on our site
• Any matter relating to our services or content

This limitation applies regardless of the legal theory on which a claim is based, whether contract, tort, negligence, strict liability, or otherwise, even if we've been advised of the possibility of such damages.

Some jurisdictions don't allow certain liability exclusions, so some limitations may not apply to you. In such cases, our liability is limited to the maximum extent permitted by law.

7. Indemnification

You agree to indemnify, defend, and hold harmless Aaurelix and our directors, officers, employees, contractors, and agents from any claims, liabilities, damages, losses, costs, or expenses (including reasonable legal fees) arising from:

1. Your use or misuse of our website and services
2. Your violation of these Terms of Use
3. Your violation of any third-party rights, including intellectual property or privacy rights
4. Content you submit or transmit through our site
5. Financial decisions made based on your interpretation of our educational content

We reserve the right to assume exclusive defense and control of any matter subject to indemnification by you, in which case you'll cooperate with us in asserting any available defenses.

8. Privacy and Data Protection

Your privacy matters to us. Our collection, use, and protection of personal information is governed by our Privacy Policy, which forms part of these Terms of Use. By using our site, you also agree to our Privacy Policy.

We comply with applicable Belgian and European data protection laws, including GDPR requirements. You have rights regarding your personal data, including access, correction, and deletion rights.

For questions about how we handle your information, review our Privacy Policy or contact us at [email protected].

9. Termination and Suspension

9.1 Our Rights to Terminate

We may terminate or suspend your access to our website immediately, without prior notice or liability, for any reason, including if you breach these Terms of Use.

Upon termination, your right to use our site ceases immediately. All provisions of these terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

9.2 Your Rights

You may stop using our services at any time. If you have an account, you can request account closure by contacting us at [email protected]. We'll process your request according to our data retention policies and legal obligations.

10. Governing Law and Disputes

10.1 Applicable Law

These Terms of Use are governed by and construed in accordance with the laws of Belgium, without regard to conflict of law principles. Your use of our site may also be subject to other local, national, or international laws.

10.2 Dispute Resolution

If you have a dispute with us, we encourage you to contact us first at [email protected] to try to resolve the matter informally. Many issues can be addressed through direct communication.

Any legal action or proceeding arising under these terms will be brought exclusively in the courts located in Gent, Belgium, and you consent to personal jurisdiction and venue in such courts.

10.3 Limitations Period

You agree that any claim or cause of action arising from or related to use of our services must be filed within one year after such claim or cause of action arose, or it will be permanently barred.

11. General Provisions

11.1 Entire Agreement

These Terms of Use, together with our Privacy Policy and any other legal notices published on our site, constitute the entire agreement between you and Aaurelix regarding your use of our website and services.

11.2 Severability

If any provision of these terms is found to be unenforceable or invalid by a court, that provision will be limited or eliminated to the minimum extent necessary so that these Terms of Use will otherwise remain in full force and effect.

11.3 No Waiver

Our failure to enforce any right or provision of these terms won't be considered a waiver of those rights. Any waiver of any provision will be effective only if in writing and signed by us.

11.4 Assignment

You may not assign or transfer these Terms of Use or your rights hereunder, in whole or in part, without our prior written consent. We may assign our rights under these terms without restriction.

11.5 Language

These terms are provided in English. Any translations are provided for convenience only. In case of conflicts between versions, the English version prevails.